Difference between 利息 (りそく) and 利子 (りし)

Hi all,

I received a question from a private student.

What is the difference between 利息 (りそく) and 利子 (りし)?

利息: お金を貸した人が、融資額に追加して受け取るお金。
(The interest that lenders receives)
例)今月の利息を受け取る。

利子: お金を借りた人が、借入金に追加して支払うお金。
(The interest that borrowers pay)
例)今月の利子を支払う。

Photo credits: https://cashing-knowledge.jp/entry40/

/Can

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